When Can I Enroll in Medicare?

When Can I Enroll in Medicare Health Insurance?

Are you Newly Eligible for Medicare?

If Yes – You are eligible to enroll during the Initial Enrollment Period if:

  • You already turned 65 or recently turned 65
  • You have been on disability for 2 years or more, or
  • You are losing employer coverage

If No – You may be eligible for other enrollment periods.

If you have Medicare Parts A and B but have no other coverage, you can enroll in either Medicare Advantage or a Medicare Supplement plan.

You can join a Medicare Advantage plan during the Annual Enrollment Period. It runs between October 15 and December 7 each year.

Or, you can apply for a Medicare Supplement anytime during the year.

If you are older than 65 and do not have Medicare because you previously had health insurance provided by your employer, you may qualify to enroll during a Special Enrollment Period.

If you are older than 65 but did not have health insurance previously, you must wait until the Annual Enrollment Period to join Medicare. There will also be a late signup fee.

Do You Already Have a Medicare Supplement or Medicare Advantage Plan?

If you are already signed up for Medicare but want to change your plan:

Not sure which plan is best for you? Ask a licensed AARDY Medicare specialist to help you find one.

When can I make changes to my Part D Prescription Drug plan?

How To Enroll in Medicare

Typically, enrolling in Medicare is relatively simple. When you approach your 65th birthday, Medicare automatically signs you up and sends ID cards.

Or, you can apply for Medicare directly by visiting Medicare's website, calling them, or visiting your local Social Security office.

AARDY Can Help You Understand Medicare

AARDY is the nation's fastest Medicare insurance marketplace. You can compare Medicare supplements and Medicare Advantage plans to find the one that best fits your needs.

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