Does Medicare Include SilverSneakers?

SilverSneakers is a comprehensive fitness program generally provided by health care plans at no additional cost. It is suitable for adults of all abilities and levels. It provides you with access to fitness equipment, exercise classes, and wellness education.

Some Medicare supplement and Medicare Advantage plans offer free SilverSneakers membership to promote fitness and health.

What Does SilverSneakers Offer?

SilverSneakers offers access to over 16,000 gyms and community locations nationwide. You can even enroll in multiple locations. For example, one site may have fitness equipment and exercise classes while another provides a pool and tennis courts.

Specialized SilverSneakers fitness classes include:

  • Classic – move with music increasing strength and range of motion
  • Circuit – combine cardio and resistance training
  • Cardiofit – safe and gentle aerobics
  • Yoga – seated and standing yoga poses
  • EnerChi – low impact movement focusing on balance and strength
  • Stability – targets flexibility and support of ankle, knee, and hip
  • Splash – shallow-water movement
  • Boom – 30-minute group exercise for Baby Boomers
  • Flex – line dancing, Latin-style dance, indoor and outdoor boot camp, walking groups, and more

These activities are exclusive for seniors, so you can feel comfortable working out.

SilverSneakers also includes social events in your community and online resources with nutrition and fitness tips.

Whenever you use your SilverSneakers membership, your plan reimburses the gym or facility for each visit.

Does Medicare Include SilverSneakers?

The original Medicare Part A and Part B do not cover SilverSneakers. However, many Medicare supplement plans and Medicare Advantage programs include a free SilverSneakers membership.

Medicare Advantage plans are inclusive health insurance programs that replace Original Medicare and often include Medicare Part D prescription drug coverage. They also may more benefits like vision, dental, and hearing services. Medicare Advantage is also known as Medicare Part C but is administered by private insurance companies, not the government.

Which Medicare Plans Offer SilverSneakers?

Not every plan offers SilverSneakers. The best way to find out is by asking the plan administrator or the agents at AARDY.

Recent Changes to Coverage for SilverSneakers

Unfortunately, many Medicare plans around the country have been dropping the SilverSneakers program from coverage.

Instead, they may offer a similar exercise program called Silver&Fit. Most gyms and fitness centers accept Silver&Fit, as well as SilverSneakers.

Is It Important to Buy a Medicare Plan with SilverSneakers Coverage?

When choosing health insurance like Medicare, your first concern should always be whether the plan includes your doctor, preferred hospital, and current medications. It should also provide robust coverage if you have a catastrophic health event like a heart attack, stroke, or cancer.

SilverSneakers is a nice perk, but will not help if the plan does not include your doctor or prescriptions.

Also, as mentioned, the plan may drop SilverSneakers in the future and create more problems for you.

Where Can Find a Medicare Supplement That Covers SilverSneakers?

AARDY is the nation's fastest Medicare insurance marketplace. You can compare Medicare supplements and Medicare Advantage plans. We will help you find the one that best fits your needs.


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