Medicare Dental Coverage
Does Medicare Cover Dental Exams, Treatments, and Procedures?
Original Medicare and Medicare Supplements Do Not Provide Dental Insurance
Original Medicare (Part A and Part B) does not cover regular dental appointments like exams, cleanings, dentures, bridges, or crowns. The only situations which Medicare could cover involve physical traumas.
You would pay for the entire cost of routine dental care out-of-pocket unless you have dental insurance from another source.
Some Medicare Advantage Plans Cover Dental Benefits
In most cases, Medicare Advantage coverage consists of comprehensive dental benefits. Private insurance companies provide Medicare Advantage plans. Some programs even offer these benefits for $0/month premium. Check with AARDY to find out if this program is available in your area.
If you are currently enrolled in Medicare Part A and Part B, you may be eligible to switch to Medicare Advantage during the Annual Enrollment Period or another enrollment period. To find out more, speak with a Medicare specialist at AARDY.
Private Dental Insurance
If your spouse is part of a group dental plan, check to find out if you can join the policy for an additional fee. Typically, group dental plans provide comprehensive coverage and are relatively affordable.
Alternatively, you could receive coverage from a private dental insurance plan. It would work similarly to the group plan in which you pay a monthly premium, see providers in a network, and have some out-of-pocket expenses.
Do I Need Dental Insurance?
Most seniors find their dental health deteriorates over time, so it's vital to seek regular dental care. Dental troubles can create more problems that increase in cost over time.
How Do I Know What My Medicare Options Are?
AARDY is the nation's fastest Medicare insurance marketplace. You can compare your Medicare options to find the one that best fits your needs.